Top 5 E-commerce Web Designing Trends in 2020

Blog

React JS vs Angular JS vs. Node JS Which is the best JavaScript framework?

Choosing the right JavaScript framework for creating an incredible web application is the foremost decision of every business owner. It would ultimately help them to provide seamless web experience to their customers.When it comes to developing websites, JavaScript is the most ideal one and a favourite amongst developers. While choosing one of the JavaScript frameworks, there is often a dispute as to whether to choose Angular js, Node.js or React Js. So, before you approach for JavaScript Development, you must know and understand the difference between all the three applications and their features. o understand how JavaScript is becoming more prominent across digital platforms, it’s important to explore its widespread applications beyond just frameworks.Comparison of JavaScript Frameworks: Angular.JS vs Node.JS vs React.JSAngular.JSAngularJS was launched in 2009 by Google. It is an open source client-side web framework. It assists developers to resolve issues in single page web application containing a shell page with multiple views. It works on features like routing, data binding, templates, dependency injection, directives, deep linking, and filters. With a large support community, there can be some best reasons to choose AngularJS•    There is an induction subsystem with inbuilt dependency•    Allows simple routing and angular data binding•    Amazing UX can be built by help of AngularJS•    There can be certain performance issues with DOM basics•    At times the scope of the application can be hard to debug•    As pages embed interactive elements, it surges the page loading timeNode.JSNode JS is built on Chrome V8 JavaScript Engine; it makes use of an event-driven, non-blocking I/O model that makes them simple and efficient. Node.JS package network is the largest biome of open source libraries in the world.Reasons to choose Node.JS•    Node.JS developers write server-side applications in JavaScript•    Coders can scale up applications created in Node.JS in vertical as well as horizontal manners•    Google’s V8 JavaScript engine pile up the code written in JavaScript right into machine code•    It further supports the caching of individual modules•    It is highly extensible•    It follows the asynchronous programming method rather than linear blocking.React.JSReact.JS development is mainly used to find a framework that helps in building a dynamic library with high performance. Used for building amazing user interfaces and also supports rendering performance. It is more like an open-source JavaScript library rather than a framework.Reasons to choose React.JSOut of the several reasons React.JS can be the future of hybrid mobile app, some of the interesting ones are:•    Allows server-side and client-side rendering.•    Simple to learn and implement•    Fully component-based design.•    SEO effective search engine•    Debug JavaScript easilyAngular.JS is a fully introduced framework while React.JS is a library. One has to write less code with React JS as it performs better due to the application of virtual DOM. As React has just started, its community is still growing. Node.js is a JavaScript and its runtime is fast and lightweight. It can be used to create fast and scalable networking applications. With Client-Side data rendering and an upper configuration, React JS is the appropriate choice for all JavaScript framework Developers.

Blog

5 Benefits of Coding with React Native

React Native was first introduced by Facebook in 2013. It is a programming language that allows developers to build cross-platform mobile applications using JavaScript. This particular framework comes with many tools that are best for web developers.Furthermore, it has brought a style to UI development that hinges on a modest idea. As per React Native, UI is a function of data and if that data changes, UI must also change. With React-Native it is possible to develop an application once and deploy it on both iOS and Android. React Native allows developers to see their code and incorporate on real mobile screens at the same time. Some of the benefits of React Native are outlined below:    Community-drivenThe development of the React Native framework, responding to the need of the developer community, combined the advantages of mobile app development with the power and agility of the native React environment.There are substantial advantages to using such a community-driven environment like the availability of a huge team of enthusiastic JavaScript and Native developers keen to share their knowledge and expertise and huge catalogues of freely available components.If you choose React Native for developing a mobile app, you do not have to be concerned about the framework falling behind in terms of improvements in mobile software. React Native is consistently improving, so one can always be assured of having the application built on the best of technologies. Maximum code reuse & cost savingBy using React Native, one can deploy the same code on iOS as well as on Android. This saves a lot of development time and cost. Ideally, this will cut the development effort by half. While in practice, the cost saving will be a little lower but it will make the investment worth your while. As per the recent studies, about 90% of the code can be reused between Android and iOS, but it would be wise to calculate some extra time for practical alterations as well. Live reloadReact Native allows you to create powerful mobile applications with additional feature like ‘live reload’, enabling you to immediately see the result of the latest change that you have made to the code. If you have two windows opened – one containing the code and the other showing a mobile screen as a result of the code – you can immediately see the effect of what you have changed in one screen, or on the other screen. Strong performance for mobile environmentsThe React Native architecture is very well tuned to mobile devices and they are relatively faster than Native apps. It makes use of the Graphics Processing Unit, while native platforms make use of Central Processing Unit.   Modular and intuitive architecture similar to ReactThe modular and intuitive interface makes it easy for other developers to delve into someone else’s project and build upon it. This surges the flexibility within a development team and makes it easier to create updates and upgrades to web applications. Also, testers will need less time to understand the programming logic and build appropriate testing setups.Benefits of Coding with React Native can be further extended from web to mobile and vice versa. These merits are worth considering before kicking off with React Native. 

Blog

Top 5 Insurance Industry Trends to Watch Out In 2024

Internally, this industry is plagued by issues like ever-evolving customer demands, enhanced risk exposure, changing regulatory compliances, and increased occurrences of fraud.Adopting new digital trends is imperative if this sector wants to negate the effect of the above-mentioned factors. These trends also gain significance because they simplify the daily life of customers and employees alike by:Creating an intuitive, frictionless customer experienceReducing low-value, repetitive manual efforts put in by employeesImplementing Integrated Risk Management(IRM) initiativesThe insurance sector is a late bloomer in the field of technology adoption. It has, however, progressed to adopting Data Analytics and data-generated insights. Leveraging them has helped this industry to understand customer needs and preferences and pinpoint new growth opportunities.The ongoing digital transformation process, as illustrated by the integration of new technologies like IoT and AI, is making this sector increasingly competitive. Keeping up this momentum in 2024 will enable it to digitize the products and services offered, enhance customer engagement and drive inclusive sustainabilityAdditionally, for a perceptibly customer-centric industry, the ongoing tech transformation has exponentially escalated customer demands and made them more powerful. The ability to compare products for prices and suitability with just a few clicks has placed improving customer experience at the center of all upcoming insurance trends.ESG compliance to remain a key focusThe insurance sector faces a unique issue. Along with being evaluated based on their sustainability reports, insurers are also appraised on initiates taken to address carbon emissions, enable workforce diversity and increase governance transparencyGovernment and other such authorities have even introduced compliances that make it imperative for insurers to transition to a low-carbon economy and initiate procedures to manage climate-related risks better. Insurance companies are also swiftly realizing the commercial advantages of becoming Environmental, Social, and Governance(ESG) compliant. Statistics show that 85% of global insurers consider better ESG compliance necessary to transform brand reputation, investments, underwriting, risks & internal audits. Consequently, ESG compliance is now a competitive differentiator, and insurers must proactively focus on implementing initiatives to meet ESG requirements. Popularity of underwriting workbenchesInsurance underwriting refers to the process of assessing the risk potential of a customer. Underwriters have to analyze the business based on several factors, define the acceptability of the risk posed, and calculate a fair price for the coverage to be offered. The criticality of the work involved makes underwriting ideal for implementing automation, thus giving rise to the concept of the underwriter workbench.A centralized workspace containing a collection of all digital tools necessary for the successful execution of the underwriting process, is referred to as the underwriter’s workbench. They are a relatively novel concept. Underwriters have recently realized the convenience of using digital tools to quicken the entire process and make it more accurate. Additionally, the widespread use of automation, Artificial Intelligence, and Machine Learning in other insurance processes has catalyzed the adoption of underwriter workbenches. This accounts for the rapid rise in its popularity in the recent past.AI and process automation to lead from the frontThe digital transformation of other sectors has given customers a taste of a frictionless and convenient experience. Today, they expect the same standards from the insurance sector. Hence, process automation is mandatory if this sector wants to meet these customer expectations quickly. A report published by McKinsey predicts that by 2040, 55% of all insurance processes will be achieved using AI or Artificial Intelligence and ML or Machine Learning. McKinsey further states that automation will reduce the cost of a claim process by as much as 30%, which is substantial.The start of this trend is already evident in the collaborations insurance carriers are building with insurtechs. Leveraging the AI-based business model of these insurtechs is helping insurance carriers to evolve and adapt to the rapidly transforming business landscape. Capitalizing on the efficiencies generated by RPA, AI, Big Data, and Analytics will further help these carriers to streamline their operations and lower costs. They will also witness higher growth by meeting customer expectations and enhancing data security. Further, AI, as a technology driver, is responsible for giving rise to a critical trend in the insurance sector. This trend will lead to the massive evolution of the insurance sector with large-scale integration of AI, automation, and deep learning. Insurance players who evolve with this changing landscape will continue to thrive, but those still holding on to conventional systems might be forced to re-examine their strategies.Partiality toward Low-Code developmentThe insurance sector primarily needs a user-friendly and efficient website that can enhance customer satisfaction. The affinity for low-code websites in the insurance sector is a direct outcome of this need. Low-code websites typically have significantly fewer lines of code written compared to a traditional website. Such websites can be easily and quickly updated without undergoing the cumbersome website redevelopment process.  With customers’ appetite for the latest information evolving rapidly, this accelerated time to market for insurance sector applications has proved a boon.This is further corroborated by statistics as shared by Garter, which shows a growth of 22.6% in the market share of low-code digital insurance platform development. Alternatively, the development of high-end customized websites has declined by 23%. This proves the legitimacy of low-code development as a leading trend in the insurance sector for 2024.Preference for self-service capabilitiesCurrently, most insurance companies utilize the services of call centers and other such channels to handle customer queries and requests. But with workflow digitization resulting in increased customer convenience, there is a perceptible preference for self-servicing capabilities. Irrespective of whether the insurer is tech-savvy, there is universal gravitation towards automated processes. Today, customers want to self-manage policies, make premium payments, and raise and submit claims using self-service portals. With such high demand, insurance companies must upgrade their capabilities and opt for complete workflow digital transformation. Opting for this trend will prove to be counterproductive as insurance companies will benefit from:Reduced customer acquisition costsHigh customer retentionIncreased insurance agent productivityQuicker and less costly claim processesEnhanced customer loyalty resulting in better referralsFurther, implementing data analytics will empower insurance companies with customer behavioral data. They can provide personalized services and offer real-time assistance based on the same.The active adoption of the above trends for insurance digital transformation is no longer an option. It is a necessity that promises to lead the insurance sector toward offering enhanced customer experience,  saving operational costs, and innovating products and services. For a sector that has conventionally enjoyed stability and predictability, driving the above trends will help it to navigate the current uncertainties and achieve some semblance of the same stability and predictability.